Protect Your Swing:
Why Golf Insurance is Essential for Every Golfer

Discover why golf insurance is a must-have for all golfers. Safeguard your swing, equipment, and finances. Get peace of mind on the course. Compare top UK providers for the best coverage.

Basic Cover Comparison

Insurance Providers

Golf Equipment Cover

£2000

£2000

£1000

£2000

New for Old Cover

upto 12 months

Public Liability Cover 

£5m

£5m

£5m

£10m

Third Party Property Damage Cover

£2m

£2500

£2500

£2500

Personal Accident Cover 

£50000

£50000

£50000

Hospitalisation per day

25/day

25/day

Territorial Limits

UK only

UK

Worldwide

UK

GPS/Rangefinder Cover

£200

Electric Trolley Cover

£1250

Hole-In-One Cover

£300

£200

£100

£150

Membership Fees Cover

£5000

£1500

£2500

Personal Possessions Cover

£1000

Golf Equipment Hire

£500

£500

Tournament Fee Reimbursement

£250

Costs/month

£35.00

£50.99

£21.25

£30.79

Golf Equipment Cover

2000

New for Old Cover

upto 12 months

Public Liability Cover 

5m

Third Party Property Damage Cover

2m

Personal Accident Cover 

50000

Hospitalisation per day

Territorial Limits

UK only

GPS/Rangefinder Cover

200

Electric Trolley Cover

1250

Hole-In-One Cover

300

Membership Fees Cover

5000

Personal Possessions Cover

1000

Golf Equipment Hire

Tournament Fee Reimbursement

Cost/Month

35

Golf Equipment Cover

2000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2500

Personal Accident Cover 

50000

Hospitalisation per day

25/day

Territorial Limits

UK

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

200

Membership Fees Cover

1500

Personal Possessions Cover

Golf Equipment Hire

500

Tournament Fee Reimbursement

Cost/Month

50.99

Golf Equipment Cover

1000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2500

Personal Accident Cover 

Hospitalisation per day

Territorial Limits

Worldwide

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

100

Membership Fees Cover

Personal Possessions Cover

Golf Equipment Hire

Tournament Fee Reimbursement

Cost/Month

21.25

Golf Equipment Cover

2000

New for Old Cover

Public Liability Cover 

10m

Third Party Property Damage Cover

2500

Personal Accident Cover 

50000

Hospitalisation per day

25/day

Territorial Limits

UK

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

150

Membership Fees Cover

2500

Personal Possessions Cover

Golf Equipment Hire

500

Tournament Fee Reimbursement

250

Cost/Month

30.79

Standard Cover Comparison

Insurance Providers

Golf Equipment Cover

£4000

£3000

£2000

£3500

New for Old Cover

Public Liability Cover 

£5m

£5m

£5m

£10m

Third Party Property Damage Cover

£2m

£2500

£2500

£2500

Personal Accident Cover 

£50000

£50000

£50000

Hospitalisation per day

25/day

25/day

Territorial Limits

Europe

UK

Worldwide

Europe

GPS/Rangefinder Cover

£300

Electric Trolley Cover

£2000

Hole-In-One Cover

£500

£200

£100

£150

Membership Fees Cover

£5000

£1500

£5000

Personal Possessions Cover

£2000

£250

Golf Equipment Hire

£500

£500

Tournament Fee Reimbursement

£250

Costs/month

£45.00

£59.49

£25.50

£41.99

Golf Equipment Cover

4000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2m

Personal Accident Cover 

50000

Hospitalisation per day

Territorial Limits

Europe

GPS/Rangefinder Cover

300

Electric Trolley Cover

2000

Hole-In-One Cover

500

Membership Fees Cover

5000

Personal Possessions Cover

2000

Golf Equipment Hire

Tournament Fee Reimbursement

Cost/Month

45

Golf Equipment Cover

3000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2500

Personal Accident Cover 

50000

Hospitalisation per day

25/day

Territorial Limits

UK

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

200

Membership Fees Cover

1500

Personal Possessions Cover

Golf Equipment Hire

500

Tournament Fee Reimbursement

Cost/Month

59.49

Golf Equipment Cover

2000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2500

Personal Accident Cover 

Hospitalisation per day

Territorial Limits

Worldwide

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

100

Membership Fees Cover

Personal Possessions Cover

Golf Equipment Hire

Tournament Fee Reimbursement

Cost/Month

25.50

Golf Equipment Cover

3500

New for Old Cover

Public Liability Cover 

10m

Third Party Property Damage Cover

2500

Personal Accident Cover 

50000

Hospitalisation per day

25/day

Territorial Limits

Europe

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

150

Membership Fees Cover

5000

Personal Possessions Cover

250

Golf Equipment Hire

500

Tournament Fee Reimbursement

250

Cost/Month

41.99

Premium Cover Comparison

Insurance Providers

Golf Equipment Cover

£10000

£5000

£5000

£7500

New for Old Cover

Public Liability Cover 

£5m

£5m

£5m

£10m

Third Party Property Damage Cover

£2m

£2500

£2500

£2500

Personal Accident Cover 

£50000

£50000

£50000

Hospitalisation per day

25/day

25/day

Territorial Limits

Worldwide

Worldwide

Worldwide

UK

GPS/Rangefinder Cover

£500

Electric Trolley Cover

£3000

Hole-In-One Cover

£500

£200

£100

£150

Membership Fees Cover

£8000

£1500

£8000

Personal Possessions Cover

£2000

£250

Golf Equipment Hire

£500

£500

Tournament Fee Reimbursement

£250

Costs/month

£65.00

£67.99

£34.00

£52.49

Golf Equipment Cover

10000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2m

Personal Accident Cover 

50000

Hospitalisation per day

Territorial Limits

Worldwide

GPS/Rangefinder Cover

500

Electric Trolley Cover

3000

Hole-In-One Cover

500

Membership Fees Cover

8000

Personal Possessions Cover

2000

Golf Equipment Hire

Tournament Fee Reimbursement

Cost/Month

65

Golf Equipment Cover

5000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2500

Personal Accident Cover 

50000

Hospitalisation per day

25/day

Territorial Limits

Worldwide

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

200

Membership Fees Cover

1500

Personal Possessions Cover

Golf Equipment Hire

500

Tournament Fee Reimbursement

Cost/Month

67.99

Golf Equipment Cover

5000

New for Old Cover

Public Liability Cover 

5m

Third Party Property Damage Cover

2500

Personal Accident Cover 

Hospitalisation per day

Territorial Limits

Worldwide

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

100

Membership Fees Cover

Personal Possessions Cover

Golf Equipment Hire

Tournament Fee Reimbursement

Cost/Month

34

Golf Equipment Cover

7500

New for Old Cover

Public Liability Cover 

10m

Third Party Property Damage Cover

2500

Personal Accident Cover 

50000

Hospitalisation per day

25/day

Territorial Limits

Worldwide

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

150

Membership Fees Cover

8000

Personal Possessions Cover

250

Golf Equipment Hire

500

Tournament Fee Reimbursement

250

Cost/Month

52.49

This covers your golf gear if it gets stolen, lost, or damaged. It includes your clubs, balls, bags, trolleys, clothing, range finders, and other accessories you bought for playing golf (excluding buggies). Most insurance providers will normally have an excess in the region of £50.
That means if you need to make a claim, you’ll be eligible to receive brand new equipment at the original purchase price, regardless of its age. Simply provide satisfactory proof of ownership, such as the original receipt from the till.
This coverage offers legal protection in the event that you unintentionally injure someone while playing golf. It provides the necessary support to help safeguard your legal position in such incidents.
This coverage handles any losses or accidental damages that may arise to third-party property while you’re participating in a golfing event. It ensures that you’re covered for any potential liabilities in such situations.
This policy includes protection in the unfortunate events of accidental death, permanent disablement, or loss of sight. It provides financial support and assistance in such circumstances.
In the event that you are admitted to the hospital due to an injury sustained while playing golf, this policy provides daily compensation. The compensation typically comes into effect when your hospital stay exceeds 24 hours, ensuring you receive financial support during your recovery period.
Generally, this policy extends coverage to specified territories. In most cases, it requires you to be a resident of the UK to be eligible for the coverage.
In the unfortunate event that you misplace or lose your GPS device or rangefinder, this policy provides coverage to help mitigate the financial impact of such losses.
If you happen to misplace or damage your electric trolley, this policy offers coverage to assist with the financial implications of such situations. It provides support for the replacement or repair costs associated with your electric trolley.
If you achieve a remarkable hole-in-one during a recognized golf tournament, this policy covers your drinks bar bill at the clubhouse. It ensures that you can celebrate your achievement without worrying about the expenses incurred at the clubhouse.
In the event that you are unable to play golf due to medical reasons, this insurance policy offers reimbursement for your golf membership fees. It provides financial support to alleviate the burden of membership costs during the period of your medical inability to play.
This coverage extends to other personal possessions that may be stolen while you are playing golf. It provides financial protection and support in the unfortunate event of theft during your golfing activities.
In the event that your golf clubs go missing or are stolen, this coverage ensures that you are protected. It reimburses the cost of hiring clubs, allowing you to continue playing without any interruption. You can keep swinging without missing a beat, thanks to this comprehensive policy.
If you are unable to participate in a tournament due to illness or similar circumstances, this coverage has you covered. It reimburses the entry fee that you have already paid, ensuring you are not financially burdened by missing out on the event.
Some providers offer additional discounts for Direct Debits